Lupe Aguilera

Medicare Consultant

With nearly 34 years experience as an experienced broker, Lupe specializes in Medicare products. Bi-lingual in English and Spanish to provide excellent customer service to all Brown and Brown clients. 

  • Must have Medicare part A and B to be eligible for coverage

  • Additional coverage for those whom already have coverage with Medicare part A and B

  • Additional monthly premium paid to chosen carrier in addition to Medicare monthly premiums

  • Covers the costs for medically necessary services that are approved by Medicare but are not paid in full by Medicare

  • Covers medical services when traveling outside the United States up to an approved amount

 

MEDICARE ADVANTAGE PLANS:  

  • Must have Medicare part A and B to be eligible for coverage

  • Annual Election Period from October 15 to December 7

  • Complete coverage for most of your insurance needs

  • Medicare Supplement Plan is not required

  • Polices and coverages vary

    • PPO- eligible for services outside of approved network with prior approval

    • HMO- more restrictive, usually requires a referral to see a specialist

    • PFFS- most closely compared to Medicare, usually no referral needed
      Does not cover Hospice services

 

DUAL ELIGIBLE PLANS (SPECIAL NEEDS PLANS):

  • Eligible to those with disabilities and are also enrolled with Medicaid

 

MEDICAID:

  • State provided/funded healthcare coverage

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OUR MEDICARE SUPPLEMENT INSURANCE PLANS - PRESCOTT, AZ

MEDIGAP PLANS AND SECONDARY INSURANCE COVERAGE